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Financial Aid


Most Union students receive significant financial aid toward tuition and living expenses.

Union offers both need-based and non-need-based aid federal and institutional aid. “Need” for financial aid purposes is defined as the difference between the total cost of yearly attendance at Union and the student’s contribution or other financial resources as calculated by the FAFSA.

The Union Grant, loans, and federal work-study employment are forms of need-based aid and require submission of the FAFSA. Merit scholarships and Fellowships are forms of non-need-based aid. All applicants who submit a completed application for admission by the appropriate deadline will be considered for available merit-based funding without the need for a separate application.

Union Theological Seminary is also approved by the Veterans Administration for the enrollment of students eligible for veterans’ educational benefits (The GI Bill).

All degree seeking students are eligible to be considered for some form of financial aid provided that they are registered at least half-time (6 credits) and making satisfactory academic progress. Non-Degree students and auditors are ineligible for financial aid. Students who are not U.S. citizens and permanent residents are eligible for institutional aid (except the Union Loan), however they are ineligible for federal aid. Also, students who are currently in default on federal loans are ineligible for financial aid until they furnish the financial aid office with satisfactory proof of progress toward repayment.

All students, who wish to receive financial aid in the form of the Union Grant, Loans, or federal work study must file the FAFSA after January 1 but before May 15. International students must submit the Union International Financial Aid Form before May 15.

For additional information about federal loans available to graduate and professional students please visit Additional information about the Union Grant, the Union Seminary Loan and eligibility for veterans’ educational benefits is available directly from the financial aid office.