Health Insurance

COLUMBIA STUDENT HEALTH INSURANCE/WAIVER RATES & FORMS

All returning full-time students and incoming first-year students will be automatically enrolled in the Columbia Student Health Plan or must waive this coverage by August 1. If waiving coverage, you will need to provide proof of comparable coverage. Visit the orientation page for a complete list of action items and deadlines for incoming students and see this page for returning students.  

Here is a summary of key information for the upcoming academic year:

All plans offer robust medical and mental health coverage with pharmacy & lab benefits. Care begins on campus with medical services, and there are no co-pays for medical or mental health visits on campus. The Columbia Plans are fully ACA compliant.

Highlights:

  • No in-network deductible
  • $30 office copay
  • $0 copay for the first 10 mental health visits; $20 mental health copay for subsequent visits
  • $150 emergency room copay
  • $60 urgent care center copay
  • $15/$50/$75 prescription copays
  • $30 co-pay on in-network services (e.g. laboratory, radiology)
  • $3,000 in-network annual out-of-pocket maximum
  • Dental discounts at Columbia Doctors Dentistry (scroll to the bottom of this page for more info)

For more detailed information about the Columbia University Student Health Plans, please see this helpful site from Aetna

PLEASE NOTE: If you meet any one of the following three criteria, you must pay the Columbia Health Services Fee [2023-24 annual cost $1,364; $682 per semester]: a. full-time students (9+ credits), b. students enrolled in Columbia University Student Health Plans, c. students living in seminary housing.

2023 - 2024 Rates

2023-2024 RatesFall Premium (8/15-12/31)Spring/Summer (1/1-8/14)Monthly (for comparison only)
Students Only$5,647.00$2,145.00$3,502.00$470.58
Student and Spouse/Partner$11,294.00$4,290.00$7,004.00 $941.17
Student and Child$11,264.00$4,278.00$6,986.00$938.67
Student and Children$16,881.00$6,411.00$10,470.00$1,406.75
Student, Spouse/Partner and Child$16,911.00$6,423.00$10,488.00$1,409.25
Student, Spouse/Partner and Children$22,528.00$8,556.00$13,972.00$1,877.33
  • Please note that dependents are not automatically enrolled or renewed. Please complete the Dependent Enrollment Application to enroll.
  • Students completing their program or not registering for spring classes will terminate their coverage effective December 31 and not be charged spring insurance premiums.
  • If you have existing coverage and missed the September 30 deadline or obtained new coverage after the plan start date, you must email the following information to Alberta McCants: the Certificate of Coverage from your existing/new insurance with the effective date and copies of the insurance card (front and back). If approved, you will receive a pro-rated refund of your insurance premium.
Aetna Voluntary Dental Plan (2023-2024)
Student$439.00
Add a Spouse/Partner$465.00
Per Child $705.00
Aetna Voluntary Vision Plan (2023-2024)
Per Enrollee$81.00
Per Family$199.00

Part-time students, including non-degree students, taking less than 12 credits, are not required to waive or enroll in the Columbia Student Health Plan, or to pay the Columbia Health Services Fee, unless their status changes to full-time. Part-time students may elect to pay the Columbia Health Services Fee to benefit from the health program and may also choose to enroll in the Columbia Student Health Plan. Please email Dean Abby [email protected] for support. 

DISCOUNTED DENTAL SERVICES

Students enrolled in the Columbia Plan have access to covered preventative dental services and specially discounted rates for other dental needs through Columbia Doctors Dentistry. Dental discounts include:

  • One routine examination per plan year
  • One dental cleaning (prophylaxis) per plan year
  • A 25% discount off self-pay fees on additional services
  • X-rays as needed and with the routine examination
  • Evaluation of emergency dental conditions and emergency pain relief
  • A $20 copay per visit

**Columbia Doctors Dentistry (operated by Columbia University’s College of Dental Medicine) facilitates these dental benefits and are not underwritten by Aetna or administered by Aetna Student Health.

COLUMBIA DENTAL ASSOCIATES LOCATIONS:
Upper West Side/Morningside Practices
1244 Amsterdam Avenue
New York, NY 10027
(212) 342 – 2300

430 West 116th Street
New York, NY 10027
(212) 662 – 4887

Northern Manhattan Practices
CUIMC/Haven Towers
100 Haven Ave
New York, NY 10032
(212) 342 – 0107

CUIMC/Presbyterian Hospital and Vanderbilt Clinic
622 West 168th Street
New York, NY 10032
(212) 305 – 4552

Midtown Practice
ColumbiaDoctors – Midtown
51 West 51st Street
New York, NY 10019
(212) 326 – 8520

GET THE LATEST NEWS AND EVENTS IN YOUR INBOX! Register Here